DECLINED
A lender said no.
We want to understand the actual reason for the decline, not guess at another product.
CAPITAL / BORROWERS & INVESTORS
START WITH
YOUR DEAL.
You do not need to self-diagnose whether you need DSCR, bridge, commercial term or another structure before speaking with us.
COMMON REASONS
SOMETHING IS IN THE WAY.
TIME PRESSURE
The clock is moving.
A purchase, loan maturity, sale, construction or refinancing deadline is affecting the plan.
COMPLEX FILE
The deal is unusual.
The sponsor, asset, documentation, leverage or capital need falls outside a standard approach.
THE FIRST CONVERSATION
A SHORT SCENARIO. NOT A 40-FIELD APPLICATION.
Start with the transaction type, broad objective, timing and the single most important issue. Contact details come last. We will request detailed financial documents only through an appropriate secure process if a next step is warranted.
Share the essentialsIMPORTANT
Do not send sensitive documents in the website form.
No SSNs, bank statements, government IDs, account credentials or sensitive borrower information. The first step is only to establish whether a review makes sense.
Questions worth answering.
Straight answers before the next conversation.
Can I submit an investment property deal before choosing a loan program?
Yes. Start with the property and the transaction: what you want to do, the approximate financing need, your deadline and what has made the financing difficult. A suitable financing path can be considered after the facts are understood.
Are these consumer mortgage or primary-residence loans?
The capital services described here concern business-purpose and investment real estate financing, not consumer financing for an owner-occupied primary residence.
Does submitting a deal mean it is approved?
No. An inquiry begins a review and possible introduction; a lender decides whether an application qualifies and on what terms.
THE NEXT MOVE
LET’S SEE WHAT’S POSSIBLE.
Describe the deal and the constraint without exposing private financial documents.
You do not need the right vocabulary. Start with the real situation.
IRON ROCK CAPITAL GROUP · FINANCING INTAKE
Have a financing scenario?
Tell us what you are trying to finance. We start with the basics and ask for more only when it applies.